7 costly Medicare mistakes, and the 10 minutes that prevent each one.
The errors we see every week, and the simple fix that stops each one cold.
Every one of these costs real money
The COBRA trap
Staying on COBRA past 65 can trigger lifetime Part B penalties and gaps in Medicare coverage.
The birthday autopilot
Assuming your existing plan is still best without reviewing it during Annual Enrollment.
The $0 assumption
Picking the cheapest Advantage plan without understanding networks, referrals, and copay structures.
The skipped drug plan
Not enrolling in Part D when first eligible, triggering a permanent late enrollment penalty.
The set-and-forget plan
Never reviewing your plan after enrollment, even as your health needs change.
The Medigap window waste
Missing the 6-month Medigap Open Enrollment Period and losing guaranteed-issue rights.
The lone-wolf enrollment
Enrolling directly with a carrier without comparing all options from independent sources.
Already made one of the seven?
That is exactly why we are here. Most of these mistakes are fixable, and many of their costs can be reduced or eliminated if you act within the right window. A free review takes 15 to 60 minutes, and we can often identify immediate savings.
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